Expert Bankruptcy & Debt Relief Insights

Get the knowledge you need to make informed decisions about your financial future. Our expert legal insights
can help you navigate complex debt relief options.

  • Meeting of Creditors

    By wpadmin | August 18, 2015

    Oakland Meeting of Creditors Send An Experienced Attorney To Court With You Appearing in front of the Bankruptcy Court can be a daunting experience and that is why it is important you have a knowledgeable bankruptcy attorney representing you through your bankruptcy process. Bankruptcy lawyer Melanie Tavare has worked on thousands of bankruptcy cases and…

  • Bankruptcy Means Test Median Income Figures Changed

    By wpadmin | August 18, 2015

    To file for Chapter 7 bankruptcy, you must fall within certain income guidelines. In California, you must earn less than the median state income for a household of your size. This is a key component to qualifying for Chapter 7, which may allow you to discharge certain debts. Filing for bankruptcy can provide a great…

  • Bankruptcy Basics – Understanding the Bankruptcy Courts

    By wpadmin | March 26, 2014

    For those without legal training, understanding the court system in the United States can be difficult. There are both state courts and federal courts, and each court system is comprised of many different levels of courts. Although bankruptcy filings are dealt with entirely in federal courts, the bankruptcy court system has several aspects that are…

  • Consumer Debts vs Non-Consumer Debts in Bankruptcy – What Are They and Why Does it Matter?

    By wpadmin | February 28, 2014

    Consumer Debts vs Non-Consumer Debts There are many different types of debts in bankruptcy. Often the difference between whether a debt is secured or unsecured can be the difference between whether a person is able to get rid of that debt in bankruptcy. Another distinction which is particularly important in Chapter 7 Bankruptcy is the…

  • Bankruptcy Basics – What are the Bankruptcy Schedules?

    By wpadmin | February 11, 2014

    For most people who are not bankruptcy lawyers, bankruptcy is an unknown, complicated process filled with technical jargon and legal rules. Understanding some of the terms used in bankruptcy can make the process less intimidating. This post addresses important terminology surrounding some of the documents that are at the core of the bankruptcy process –…

  • If You Have The Means To Pay, The Means Test May Not Matter

    By wpadmin | February 15, 2013

    In an effort to curb abusive bankruptcy filings, Congress in 2005 passed BAPCA, the Bankruptcy Abuse Prevention and Consumer Protection Act. BAPCA established what is known by bankruptcy practitioners as the “Means Test.” The means test, through the use of a strict formula that incorporates a debtor’s actual expenses with standard expenses for the area…