Debts from Divorce and Bankruptcy
If you are dealing with debt after a divorce, bankruptcy may help you reduce financial pressure and regain control. A bankruptcy lawyer can help you understand which divorce-related debts can be addressed and what obligations must still be paid.
Stop Creditor Actions
Reduce Divorce-Related Debt
Protect Your Financial Future
Free Case Evaluation
How Bankruptcy Affects Divorce-Related Debt
Bankruptcy and divorce often overlap, especially when debts are divided between spouses. Bankruptcy law treats different types of divorce-related obligations differently, depending on how they are classified in the divorce agreement.
Some debts, such as credit cards or joint loans assigned during divorce, may be discharged in bankruptcy. However, obligations like child support and alimony are considered priority debts and cannot be eliminated.
Understanding how your debts are categorized is critical. The outcome depends on whether the debt is considered support or part of a property settlement, as well as the type of bankruptcy filed.
Child Support and Alimony Are Protected
Child support and spousal support are not dischargeable in bankruptcy and must continue to be paid.
Some Divorce Debts May Be Discharged
Certain debts assigned during divorce, such as joint credit obligations, may be discharged depending on the bankruptcy chapter and how the debt is defined.
Chapter 7 vs Chapter 13 Matters
In Chapter 7 bankruptcy, many property settlement debts may be discharged, while Chapter 13 bankruptcy may allow repayment over time under court protection.
Stop Creditor Actions
Filing bankruptcy triggers an automatic stay that stops collection calls, lawsuits, and garnishments.
The Bankruptcy Process
1
Consultation
Discuss your financial situation, including debts assigned during your divorce, with a bankruptcy lawyer.
2
Case Evaluation
Identify which debts may be discharged and which must remain based on legal classification.
3
Filing Your Case
File your bankruptcy petition and activate protections against creditors.
4
Resolution
Discharge eligible debts or restructure payments while meeting required obligations.
Why Clients Choose Our Firm
- Free initial consultation
- Experience handling bankruptcy after divorce
- Clear explanation of dischargeable vs non-dischargeable debts
- Personalized strategies based on your financial situation
- Dedicated support throughout the process
Divorce and Bankruptcy FAQ
Meet Your Debt Relief Attorney
Melanie Travare
Principal Attorney & Founder
Melanie Tavare helps individuals navigate complex financial situations, including debt after divorce. She provides clear guidance and practical legal solutions to help clients move forward with confidence.
Legal and Financial Resources
U.S. Bankruptcy Court
https://www.uscourts.gov/services-forms/bankruptcy
Social Security Administration (SSA)
https://www.ssa.gov
Consumer Financial Protection Bureau (CFPB)
https://www.consumerfinance.gov/consumer-tools/debt-collection/
National Foundation for Credit Counseling (NFCC)
https://www.nfcc.org/