Blog

Overdraft Fees Are the New Normal

Not having any money is bad enough, but it only adds insult to injury when you check your bank account…

5 months ago

Financial Stress Turns Up the Heat in the Summer

Florida may call itself the Sunshine State, but the muggy Everglades, where the alligators can always slide into the water…

5 months ago

The Consumer Debt Situation is Even Worse Outside California

The rumblings about one or another flyover state unseating California as the new favorite destination for working-age adults in the…

5 months ago

Credit Card Debt Settlement Is a Delicate Dance

Everywhere you look, you see self-help content that explicitly tells you, or else implicitly operates on the assumption that winning…

6 months ago

Structured Debt Management

You have the right to file for bankruptcy protection a theoretically unlimited number of times, provided that you are immortal,…

6 months ago

Earned Income Tax Credit

If the retailers of the world had their way, everyone would spend their tax refunds on cars, furniture, and other…

6 months ago

Is House Hacking the Solution to Your Mortgage Woes?

Walking away from homeownership and surrendering your house to the bank to avoid foreclosure is a heart-wrenching decision because there…

6 months ago

Bankruptcy Bougie Style

You have gotten as far in your plans to file for bankruptcy as reading the bankruptcy FAQ page of the…

6 months ago

Don’t Be Intimidated if a Credit Card Company Threatens to Sue You

Before your financial situation got as bad as it is, you used to read long-form articles on news websites about…

7 months ago

The Philosophical Side of Debt

One of the more tone-deaf pieces of advice people can give you when you are trying to get out of…

7 months ago