Blog

Are Your Retirement Savings Bankruptcy-Proof?

You do not have to be destitute to file for bankruptcy protection. In fact, one could even argue convincingly that…

10 months ago

Maxed Out Credit Cards are Here Again

Gratitude is an underrated personal finance strategy. Credit card debt does not rank highly on most people’s lists of things to…

10 months ago

Thinking Clearly About Underwater Car Loans

When people complain about the expenses and annoyances of homeownership, they can expect a derisive response from at least part…

10 months ago

Beware of Zombie Mortgages

Psychologists have long referred to people’s response to a fear-inducing stimulus as “fight or flight.” When the frightening stimulus is a…

10 months ago

Imagine Cash Benefits Instead of Housing Vouchers

Urban areas in California are among the most expensive places to live in the United States, but California also has…

10 months ago

How Risky is Debt Settlement?

Personal injury lawyers often tell injured clients that the “skate at your own risk” signs at skating rinks and “swim…

11 months ago

Too Young to File for Bankruptcy?

Filing for bankruptcy protection is for everyone, at least in theory. Everyone, regardless of age or income level, has the right…

11 months ago

Working Within Your Means to Improve Your Credit Score

You have heard all the conventional advice about improving your credit score. Take out a loan and repay it in installments. Pay…

11 months ago

Filing for Bankruptcy for the Second Time

Welcome back to bankruptcy court. It has been a while. Then again, it has not been that long. Filing for bankruptcy protection…

11 months ago

Yes, You Can Be Too Broke for Bankruptcy

The basic purpose of bankruptcy laws is to protect people from the horrible consequences of being unable to repay debts,…

12 months ago