consumer debt

The Consumer Debt Situation is Even Worse Outside California

The rumblings about one or another flyover state unseating California as the new favorite destination for working-age adults in the…

5 months ago

Credit Card Debt Settlement Is a Delicate Dance

Everywhere you look, you see self-help content that explicitly tells you, or else implicitly operates on the assumption that winning…

6 months ago

Structured Debt Management

You have the right to file for bankruptcy protection a theoretically unlimited number of times, provided that you are immortal,…

6 months ago

Earned Income Tax Credit

If the retailers of the world had their way, everyone would spend their tax refunds on cars, furniture, and other…

6 months ago

The Philosophical Side of Debt

One of the more tone-deaf pieces of advice people can give you when you are trying to get out of…

7 months ago

Should You File for Bankruptcy Before or After the Holidays?

In the old days, financial stress during the holidays was a rite of passage. You knew you were an adult when,…

8 months ago

Are You Desperate Enough for Strategic Divorce?

Even though you may have seen other couples be there for each other in difficult times, you probably cannot imagine…

9 months ago

Relief at Last From Unaffordable Grocery Prices?

If we lost our ability to socialize during the COVID-19 pandemic lockdowns, we began to rebuild our social bonds by…

9 months ago

Maxed Out Credit Cards are Here Again

Gratitude is an underrated personal finance strategy. Credit card debt does not rank highly on most people’s lists of things to…

10 months ago

Thinking Clearly About Underwater Car Loans

When people complain about the expenses and annoyances of homeownership, they can expect a derisive response from at least part…

10 months ago