consumer debt

How Risky is Debt Settlement?

Personal injury lawyers often tell injured clients that the “skate at your own risk” signs at skating rinks and “swim…

11 months ago

Working Within Your Means to Improve Your Credit Score

You have heard all the conventional advice about improving your credit score. Take out a loan and repay it in installments. Pay…

11 months ago

First, Cancel Your Subscriptions

You know you are rich if you have time to go to the gym or watch Netflix.  About 10 years…

12 months ago

The New Buy Now Pay Later Regulations

The best thing about filing for bankruptcy protection is that it discharges your eligible debts, but the worst thing about…

1 year ago

The Return of the Zero Down Payment Mortgage

Young people are understandably in a panic about the economy. No matter how hard they work, they cannot afford anything. A good…

1 year ago

The Plight of ALICE

You work all the time, but you are still in debt. Economists use the term “the working poor,” but you would…

1 year ago
How to Get the Most Debt Relief Out of Your Measly Tax Refund

How to Get the Most Debt Relief Out of Your Measly Tax Refund

Compared to most other events in an average consumer’s year, receiving a tax refund feels like a cause for celebration.…

1 year ago

How Does Credit Utilization Affect Your Credit Score?

The less need you have for something, the more willing people are to give it to you. This is especially…

1 year ago

Should You Choose Debt Settlement for Your Credit Card Debt?

Credit card debt is a major drain on your finances these days, and you are not the only one. As…

1 year ago

How California Law Protects Consumers From Debt Collection Lawsuits

Yes, California is expensive, but it offers better financial protection for consumers than most other states do. California’s state minimum…

1 year ago