Tavere

Free Case Evaluation

510-255-4646
  • Home
  • About Firm
  • Practice Areas
  • Testimonials
  • Attorney
  • Blog
    • Chapter 7 Bankruptcy
    • General Bankruptcy
    • Chapter 13 Bankruptcy
    • Bankruptcy Law
    • Bankruptcy News
    • Types of Debt in Bankruptcy
      • Bay Area Bankruptcy Attorney
  • Contact Us
Stop Worrying About Your Debt

A Better Tomorrow

Starting Today

Stop Worrying About your Debt.
Call us Now to Take the First Step.

Click Here
Millions in debt discharged for our clients

Real Concern

Real Help

Millions in debt Discharged
For our Clients. Call Today, let us Help!

Click Here

How Long Does Chapter 13 Bankruptcy Take?

Admin on January 20, 2023 Posted in Bankruptcy Law, Blog

When it comes to filing for bankruptcy, the process can be daunting, especially when you do not understand how it works and have no idea what to expect in the coming days, weeks, and months.

It is vital to have a thorough understanding of the filing process and know what happens after you file for bankruptcy. Below, we will discuss how long the Chapter 13 bankruptcy filing process takes and what happens after you file.

If you are considering filing for bankruptcy under Chapter 13, contact our Oakland Chapter 13 bankruptcy attorney at the Law Offices of Melanie Tavare. Our knowledgeable attorney will guide you through the filing process and ensure that all your questions are answered when seeking this form of debt relief.

What Happens When You File for Chapter 13 Bankruptcy?

The Chapter 13 bankruptcy filing process should always begin with a consultation with a qualified attorney who will help you determine if Chapter 13 is right for your financial situation. After that, you must gather all necessary documentation and fill out the appropriate forms with your attorney’s assistance. This includes gathering credit reports, tax returns, pay stubs, bank statements, credit card bills, and other documents related to your finances. Once your paperwork is complete and submitted to the court, you will receive a notice of confirmation. This step alone usually takes several weeks.

What Happens After the Notice of Confirmation?

To complete the Chapter 13 filing process successfully, you must also complete two more required steps:

  • attending credit counseling and completing the debtor education course; and
  • putting together a repayment plan.

During your credit counseling sessions, an approved nonprofit agency will review your budget and provide advice about how best to manage your debt in light of your new financial situation. Your repayment plan must be approved by the court before it can take effect.

You should also note that federal law requires debtors in a Chapter 13 case to make their first payment approximately 30 days after their petition has been filed (11 U.S.C. § 1326(a)(1)).

How Long Does the Filing Process Take?

While going through any kind of bankruptcy can be stressful and overwhelming, having an understanding of what lies ahead can make it easier for those considering filing for Chapter 13 bankruptcy protection.

The entire process typically takes three to five months from start to finish but can take longer depending on many factors, including how quickly you submit the required paperwork and attend credit counseling sessions, as well as how quickly the court approves your repayment plan.

While the filing process can seem daunting and time-consuming, having a skilled bankruptcy attorney on your side can help alleviate much of the stress. If you have an attorney, you can have peace of mind knowing that you are doing everything correctly throughout your bankruptcy case.

Consult with a Chapter 13 Bankruptcy Attorney Today

If you are considering filing for Chapter 13 bankruptcy protection, it is important that you understand all aspects of the process and know what your next steps should be. Having an actionable plan in place helps ensure that everything goes as smoothly. Contact our Chapter 13 bankruptcy attorney at the Law Offices of Melanie Tavare to learn more about the bankruptcy filing process. Call 510-255-4646 today to request a free consultation. 

Recent Posts

  • What Can You Do if You Cannot Keep Up With Chapter 13 Bankruptcy Plan Payments?

    If you filed for Chapter 13 bankruptcy but are struggling to keep up with the payments outlined in your debt repayment plan, you may not kn

    category : Bankruptcy Law, Blog

  • What is a Means Test and How Does it Work?

    When considering filing for bankruptcy, one of the most important steps is the means test. This test evaluates your financial situation to

    category : Bankruptcy Law, Blog

  • When Should I Stop Using My Credit Card Before Bankruptcy?

    Filing for bankruptcy is a difficult decision and one that should not be taken lightly. But if you have already made the decision to file,

    category : Bankruptcy Law, Blog

  • Can Filing for Bankruptcy Stop an Eviction?

    Facing eviction can be a stressful and difficult experience. If you are considering filing for bankruptcy to stop an eviction, there are ce

    category : Bankruptcy Law, Blog

search this year

  • February 2023
  • January 2023
  • Search by Year

  • 2023
  • 2022
  • 2021
  • 2020
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015
  • 2014
  • 2013
  • 2012
  • img

    Quick Links

    • Bay Area Bankruptcy Attorney
    • About Firm
    • Practice Areas
    • Attorney
    • Communities Served
    • FAQ
    • Disclaimer
    • Contact Us

    Follow Us

    • Facebook
    • Twitter
    • Google
    • Yelp

    Contact Us

    • Oakland Office

      1300 Clay St. Suite 600
      Oakland, CA 94612

    • Hayward Office

      24301 Southland Dr.
      STE. 310
      Hayward, CA 94545

    • 510 255 4646

    We serve the following localities: Alameda County, Alameda, Berkeley, Castro Valley, Fremont, Hayward, Livermore, Oakland, San Leandro, Union City, Contra Costa County, Antioch, Brentwood, Concord, Martinez, Pittsburg, Richmond, Walnut Creek, San Francisco County, San Francisco, Albany, Ashland, Dublin, Emeryville, Newark, Pleasanton, San Lorenzo, and Alamo.


    The Law Offices of Melanie Tavare is a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code


    |

    2022 © Copyright law office of Melanie Tavare