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Newark, California Bankruptcy Attorney
Bankruptcy Attorneys Serving the Newark Area
Surrounded by the city of Fremont and located within Alameda County, Newark is a beautiful town near the southern end of the San Francisco Bay. Newark is a wonderful place to raise a family and is full of trustworthy, hard working residents that make it their priority to keep the community running.
Bankruptcy is a part of all the communities that make up the state of California. Filing for bankruptcy is the first step toward financial freedom and a fresh start. Overcoming debt and managing your finances responsibly is all part of the bankruptcy process.
The Law Offices of Melanie Tavare is here to help and serve the citizens of Newark. The firm consists of professional, trustworthy legal advocates who always keep their client’s best interests in mind.
Attorneys Advocating for the Residents of Newark
Bankruptcy can seem like an overwhelming process at first. It is true you will need an experienced bankruptcy attorney to guide you through the proceedings but in general filing for bankruptcy can occur very quickly.
Fortunately for the residents of Newark, the Law Offices of Melanie Tavare has a convenient office location in Alameda County to serve Newark community members.
Filing for Bankruptcy in Newark
The residents and business of Newark have several options available to them in terms of filing for bankruptcy. The two most common types of bankruptcy filings are Chapter 7 and Chapter 13.
In a Chapter 7 bankruptcy, the bankruptcy trustee will sell off, or liquidate, some of your property in order to repay your creditors.
Many people worry that they will lose all their assets in a Chapter 7 bankruptcy filing. While you may have to part with some of your property, California also provides for many property exemptions that will ensure you are able to keep many of your assets including your home.
Once your creditors are repaid, the bankruptcy will be discharged and you will be debt free. The entire process usually takes about six months.
In contrast, if you file for Chapter 13 bankruptcy, you will be entitled to keep most of your property and instead submit to a court-approved repayment plan in order to satisfy all your debts. In order to qualify for this type of bankruptcy, you must have some type of demonstrable income. If then you do qualify for this type of bankruptcy, the repayment period is over the course of three to five years. Similarly to Chapter 7, if you make all the payments over the course of the repayment period, your bankruptcy will be discharged and you will be debt free.
Contact the Law Offices of Melanie Tavare Today
The decision to file for bankruptcy is not one to be made lightly. An attorney at our office would be happy to speak with you in order to help you decide whether or not bankruptcy is right for you. Please contact the Law Office of Melanie Tavare by phone at 510-255-4646 or online.
"Melanie is the best she very responsive and helpful throughout the process everything was taken care of smoothly. If you are thinking of going through bankruptcy she is the best attorney for you. I will forever be grateful having the chance to work with her. She is very honest too."
Sandhya.
"I can't thank Melanie enough for helping me through a challenging process and doing so with incredible knowledge, professionalism and tenacity! She went to great lengths to keep me informed, she responded quickly to my questions, and communicated in terms that I could understand. I highly recommend getting in touch with Melanie should you have the need."
Carrie.
"Choosing to work with Atty. Melanie has been one of the best decisions I've ever made. She was a very patient professional to work with and attentive while providing valuable solutions to all of my concerns. If you are searching for of an Attorney who is knowledgeable, transparent, and diligent - well that's Atty. Melanie."
Marwin.
"What I liked about working with Melanie was how prompt and easy to work with she was. She made the process clear and understandable with as little stress as possible. I would work with her again and recommend her to others."