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Oakland, California Bankruptcy Attorney
Low Cost Bankruptcy Attorney in Oakland, CA.
If you are overwhelmed with debt, filing for bankruptcy may be your best move. Although bankruptcy is not the right solution for everyone, it is an option that over one million people choose each year to achieve a brighter financial future. Bankruptcy can help residents in the Oakland area to eliminate many types of unsecured debt including credit card debt, unpaid medical bills, an underwater mortgage, or a store line of credit.
At the Law Offices of Melanie Tavare we are pleased to offer bankruptcy services and advice to Oakland and the surrounding areas. If you are interested in finding out if bankruptcy is the right financial solution for you, we can help. We have years of experience helping debtors get a fresh start so that they can move forward with their lives.
What a Bankruptcy Lawyer in Oakland Can Do for You
Filing for bankruptcy can be an intimidating prospect. Most debtors are already stressed out and tired of dealing with constant phone calls and letters from creditors. However, bankruptcy does not have to be the long, drawn-out process that many people believe it to be. There are different types of bankruptcy. For example, Chapter 7 Bankruptcy can be as quick as three months from start to finish, depending on the individual details of the case.
Bankruptcy can also be a good solution for debtors who are in need of immediate protection from a home foreclosure or car repossession. The minute that a bankruptcy petition is filed, bankruptcy’s automatic stay goes into effect. While in effect, the automatic stay prevents creditors from making demands for payment, foreclosing on a debt, or repossessing collateral for a debt.
Types of Bankruptcy Available in Oakland
The Law Offices of Melanie Tavare helps individuals in the Oakland area with two types of bankruptcy: Chapter 7 and Chapter 13.
In Chapter 7 Bankruptcy, a debtor is generally able to wipe clean much of their unsecured debt by using California’s system of property exemptions to protect some of their assets and liquidating any non-exempt assets. An experienced bankruptcy attorney in the Oakland area can look at your finances and advise you on whether you qualify for Chapter 7 Bankruptcy.
Chapter 13 Bankruptcy involves a three-year or five-year repayment plan, after which a debtor’s remaining unsecured debts are forgiven. Chapter 13 is generally a good fit for debtors who have the ability to repay some, but not all of their debts.
Contact Us Today!
If you are overwhelmed with debt, it is important that you contact a bankruptcy attorney as soon as possible. Timing is important in filing for bankruptcy, and the Law Offices of Melanie Tavare will work to ensure that your interests are protected. If you are interested in finding out if bankruptcy is a good option for you and how affordable it can be, contact us online or call at 510-255-4646.
The Law Offices of Melanie Tavare are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
"Melanie is the best she very responsive and helpful throughout the process everything was taken care of smoothly. If you are thinking of going through bankruptcy she is the best attorney for you. I will forever be grateful having the chance to work with her. She is very honest too."
"I can't thank Melanie enough for helping me through a challenging process and doing so with incredible knowledge, professionalism and tenacity! She went to great lengths to keep me informed, she responded quickly to my questions, and communicated in terms that I could understand. I highly recommend getting in touch with Melanie should you have the need."
"Choosing to work with Atty. Melanie has been one of the best decisions I've ever made. She was a very patient professional to work with and attentive while providing valuable solutions to all of my concerns. If you are searching for of an Attorney who is knowledgeable, transparent, and diligent - well that's Atty. Melanie."
"What I liked about working with Melanie was how prompt and easy to work with she was. She made the process clear and understandable with as little stress as possible. I would work with her again and recommend her to others."