Expert Bankruptcy & Debt Relief Insights

Nobody is ever truly prepared for financial difficulties. Often, filing for bankruptcy might be the right solution for you to get a fresh start. However, many people might think that filing for bankruptcy means losing everything they own. That is not true. Bankruptcy law provides debtors with legal exemptions that protect certain assets from being…

Filing for bankruptcy under Chapter 13 is a difficult decision that can affect your finances and emotional well-being for years to come. Chapter 13 bankruptcy allows debtors to pay a portion of their debt over a period of time. If you are currently in a Chapter 13 bankruptcy plan, you may be wondering if you…

Deciding to file for bankruptcy can be a tough decision, especially if you are married. If you are thinking of filing for bankruptcy individually, you may be wondering if doing so will have any effect on your spouse. If you are considering filing for bankruptcy without your spouse but do not know how your individual…

One of the most devastating financial situations anyone can find themselves in is filing for bankruptcy. It can take a significant toll on your finances and personal life, making it difficult to get back on your feet. However, what if you want to start a business after filing for bankruptcy? The good news is that…

Filing for bankruptcy can be a daunting prospect, especially when the legal jargon starts to get confusing. One key term you might come across is the “presumption of abuse” when filing for Chapter 7 bankruptcy. This legal concept can influence whether you are eligible for bankruptcy and what type of debt relief you can receive.…

A significant turning point in the life of anyone financially overwhelmed is the decision to file for bankruptcy. It represents a way to turn a new leaf and achieve much-needed relief from crippling debts. Beyond achieving fiscal stability, there are additional benefits to bankruptcy and the process involved. One such advantage is the automatic stay…

Bankruptcy is a legal process allowing individuals or businesses unable to pay their debts to seek relief from some or all of their financial obligations. While it may provide relief to those struggling with overwhelming debt, the decision to file for bankruptcy should not be taken lightly. There are several advantages and disadvantages to consider.…

When someone files for bankruptcy, their goal is usually to get rid of their debt and start fresh. But what happens if the debtor passes away before the bankruptcy case is finalized? It is important for individuals to understand the legal implications of this situation when filing for bankruptcy. Unfortunately, the end of life is…

If you filed for Chapter 13 bankruptcy but are struggling to keep up with the payments outlined in your debt repayment plan, you may not know what you can do to resolve the issue. Fortunately, there are several options available for those who cannot make their Chapter 13 bankruptcy plan payments that can help ease…

When considering filing for bankruptcy, one of the most important steps is the means test. This test evaluates your financial situation to determine if you are eligible for Chapter 7 bankruptcy vs. Chapter 13 bankruptcy. If you are considering filing for bankruptcy, speak with an experienced attorney at the Law Offices of Melanie Tavare to…