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What is the Presumption of Abuse When Filing for Bankruptcy?

Filing for bankruptcy can be a daunting prospect, especially when the legal jargon starts to get confusing. One key term you might come across is the “presumption of abuse” when filing for Chapter 7 bankruptcy. This legal concept can influence whether you are eligible for bankruptcy and what type of debt relief you can receive.…

What an Automatic Stay Can and Cannot Do

A significant turning point in the life of anyone financially overwhelmed is the decision to file for bankruptcy. It represents a way to turn a new leaf and achieve much-needed relief from crippling debts. Beyond achieving fiscal stability, there are additional benefits to bankruptcy and the process involved. One such advantage is the automatic stay…

The Advantages and Disadvantages of Filing for Bankruptcy

Bankruptcy is a legal process allowing individuals or businesses unable to pay their debts to seek relief from some or all of their financial obligations. While it may provide relief to those struggling with overwhelming debt, the decision to file for bankruptcy should not be taken lightly. There are several advantages and disadvantages to consider.…

What Happens if a Debtor Dies After Filing for Bankruptcy?

When someone files for bankruptcy, their goal is usually to get rid of their debt and start fresh. But what happens if the debtor passes away before the bankruptcy case is finalized? It is important for individuals to understand the legal implications of this situation when filing for bankruptcy. Unfortunately, the end of life is…

What Can You Do if You Cannot Keep Up With Chapter 13 Bankruptcy Plan Payments?

If you filed for Chapter 13 bankruptcy but are struggling to keep up with the payments outlined in your debt repayment plan, you may not know what you can do to resolve the issue. Fortunately, there are several options available for those who cannot make their Chapter 13 bankruptcy plan payments that can help ease…

What is a Means Test and How Does it Work?

When considering filing for bankruptcy, one of the most important steps is the means test. This test evaluates your financial situation to determine if you are eligible for Chapter 7 bankruptcy vs. Chapter 13 bankruptcy. If you are considering filing for bankruptcy, speak with an experienced attorney at the Law Offices of Melanie Tavare to…

When Should I Stop Using My Credit Card Before Bankruptcy?

Filing for bankruptcy is a difficult decision and one that should not be taken lightly. But if you have already made the decision to file, there are certain things you should and shouldn’t do before filing to ensure the best possible outcome. One of these things is understanding when to stop using your credit cards…

Can Filing for Bankruptcy Stop an Eviction?

Facing eviction can be a stressful and difficult experience. If you are considering filing for bankruptcy to stop an eviction, there are certain things you should know before making your decision. A bankruptcy attorney can help you understand the potential benefits of using bankruptcy to prevent an eviction. Get in touch with a Bay Area bankruptcy…

Filing for Bankruptcy Individually vs. Jointly: The Advantages and Disadvantages

Filing for bankruptcy is an important decision to make, and it can be further complicated when you are married and considering filing jointly. In general, filing for bankruptcy jointly with your spouse can provide some advantages, but it also has its disadvantages. The decision to file for bankruptcy individually vs. jointly depends on the amount…

How Long Does Chapter 13 Bankruptcy Take?

When it comes to filing for bankruptcy, the process can be daunting, especially when you do not understand how it works and have no idea what to expect in the coming days, weeks, and months. It is vital to have a thorough understanding of the filing process and know what happens after you file for…

"Melanie is the best she very responsive and helpful throughout the process everything was taken care of smoothly. If you are thinking of going through bankruptcy she is the best attorney for you. I will forever be grateful having the chance to work with her. She is very honest too."


"I can't thank Melanie enough for helping me through a challenging process and doing so with incredible knowledge, professionalism and tenacity! She went to great lengths to keep me informed, she responded quickly to my questions, and communicated in terms that I could understand. I highly recommend getting in touch with Melanie should you have the need."


"Choosing to work with Atty. Melanie has been one of the best decisions I've ever made. She was a very patient professional to work with and attentive while providing valuable solutions to all of my concerns. If you are searching for of an Attorney who is knowledgeable, transparent, and diligent - well that's Atty. Melanie."


"What I liked about working with Melanie was how prompt and easy to work with she was. She made the process clear and understandable with as little stress as possible. I would work with her again and recommend her to others."


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