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How To Stop Collection Calls

December 29, 2012
For those of you who have had to deal with the stress and anxiety associated with receiving a call from a debt collector, this blog is for you. The only thing worse than the constant stress and anxiety associated with the inability to make ends meet is receiving a phone call from someone you’ve never…

Avoiding Your Own Fiscal Cliff: How Bankruptcy Can Help You From Going Over The Edge

December 23, 2012
How Bankruptcy Can Help You From Going Over The Edge The financial news today is focused on only one topic: the fiscal cliff. Will we go over it? Will the powers that be reach a deal and save us from a new recession? What is the fiscal cliff anyway? Simply put the fiscal cliff is…

What Is A Chapter 20 Bankruptcy And How Can It Help You Save Your Home?

December 17, 2012
You may remember that one of my first blogs dealt with the debt limits in a Chapter 13 bankruptcy and how those debt limits precluded some Bay Area residents from receiving the bankruptcy help they needed in order to save their home from foreclosure. The amount of people’s mortgages coupled with their credit card, medical…

Why Can’t Student Loan Debt be Discharged in Bankruptcy? : How the High Cost of Higher Education is Dragging the Economy Down

October 30, 2012
The high cost of a higher education is saddling many Americans with debt they can’t afford and can do little about. As a bankruptcy attorney, dealing with clients who are facing large student loan debt can be very frustrating because, while I can help them with their credit card and medical debt, for most working…

Why Chapter 13 Bankruptcy may not be able to save some Bay Area homeowners from forclosure

October 10, 2012
Bankruptcy may not be able to save some Bay Area homeowners As a Bay Area bankruptcy attorney, I know first hand that for many people in California, the dream of owning their own home became a nightmare when the housing bubble burst in 2007. Trapped in mortgages they no longer could afford, homeowners quickly saw…

"Melanie is the best she very responsive and helpful throughout the process everything was taken care of smoothly. If you are thinking of going through bankruptcy she is the best attorney for you. I will forever be grateful having the chance to work with her. She is very honest too."

Sandhya.

"I can't thank Melanie enough for helping me through a challenging process and doing so with incredible knowledge, professionalism and tenacity! She went to great lengths to keep me informed, she responded quickly to my questions, and communicated in terms that I could understand. I highly recommend getting in touch with Melanie should you have the need."

Carrie.

"Choosing to work with Atty. Melanie has been one of the best decisions I've ever made. She was a very patient professional to work with and attentive while providing valuable solutions to all of my concerns. If you are searching for of an Attorney who is knowledgeable, transparent, and diligent - well that's Atty. Melanie."

Marwin.

"What I liked about working with Melanie was how prompt and easy to work with she was. She made the process clear and understandable with as little stress as possible. I would work with her again and recommend her to others."

Ryan.

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